The following excerpt was from an article in the Huffington Post. It is talking about the CLASS health care plan for long term care services. According to this article they are trying to find a way for Americans to pay a monthly premium to insure care later in life. Who are these premiums paid to? That is my first question. If this is anything like Social Security where people have been paying their premiums since their first job and now are having to worry about getting their checks every month because the government is broke! What gives anyone assurance that this program will not fall to the same fate as social security?

“It was with the hope of giving Americans better choices that Congress included a voluntary long-term care insurance program called CLASS in last year’s health care law.  The idea behind CLASS, which was championed by the late Senator Edward M. Kennedy, is simple: workers could sign up and pay a monthly premium, and in return, they would be eligible after a number of years for a daily benefit administered by our department that could help pay for long-term care services should they become necessary.” …Huffington Post Article by Sec. Kathleen Sebelius. “The CLASS Program”

Let us hear your thoughts on this program or any program similar or just leave your thoughts on long term care whether it be a nursing home or a in home care agency.